Stella Dimoko Reasons Degree Holders Are Poor...


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Saturday, September 19, 2020

Reasons Degree Holders Are Poor...

This might be the seven reasons degree holders end up becoming poor or average in life.


Albert Einstein said, “Education is not the learning of facts, but the training of the mind to think.” Have you ever heard creativity term “Think outside the box”? One of the major reasons why most graduates are poor is simply because they can’t see and think beyond their certificates.
I have seen engineering students work as bankers. I have seen medical doctors with great skills in web and graphic designs. I have seen lawyers that are very dexterous with finances. The list is endless!

The basic truth of life is that the skills that are needed to be much sought after and become more successful in life are not really found within the walls of the classrooms. Your certificate is just a proof that you are teachable, it does not suggest what you are totally capable of doing. You are full of possibilities when you think beyond your degrees and certificates.


I have often advised some of my colleagues, never to leave their gifts dormant while pursuing and hunting for jobs with their certificates. There must be a complementary balance in the pursuit of your passion and in the search for jobs.

Everybody is gifted for something, but the winning edge comes from our ability to work on our gifts and bless the world with it. The very best way to develop yourself is in the direction of your natural talents and interest. In order to live a fulfilled and impactful life, we need to work harder on our gift than our job. We need to discover our gift, develop it, and sell it. Don’t bury your TALENT with your certificates.


It has been found that most of the skills taught in schools are becoming obsolete in the present world. The world has changed a lot, and so are people’s need! It is imperative to know that the present form of university education does not prepare students for the future.

Graduates are becoming endangered species in the face of a changing world. Our archaic methods and approaches of learning are preparing graduates for a world that no longer exist, as we are churning out degree holders every year with certificates that have face value but no intrinsic worth. Most learning institutions are filled up with lecturers and pseudo-educators with lecture notes, methods and approaches that have lost relevance in a changing world.


Certificates and degrees don’t reveal people to themselves; they at most measure our IQ (Intelligent Quotient). I have often tell people that there is no Recovery without Discovery. A poor man is simply someone that has not discovered himself.

The more you discover yourself, the more you realize the treasures that are hidden deep within you. We carry inside ourselves latent treasures that can only be unveiled through self-discovery.


Degrees and certificates can close up your minds to ideas while initiatives open it up. If you are not careful, your degrees and certificates can close up your mind. The purpose of education is to keep your mind perpetually opened towards limitless possibilities!

Fred Smith saw an opportunity for overnight delivery of anything anywhere in the USA, and ultra- fast delivery anywhere in the world, FedEx was born. It will be interesting to know that Fred Smith got a grade “C” in a Yale economics class for an idea that the professor belittled as unworkable.
Fred Smith’s company became the first American business to make over ten billion dollars in annual profit. Beginning with just 186 packages delivered the first night, FedEx now delivers in over two hundred countries using over 6,030 aircraft, 46,000 vehicles and 141,000 employees.


Our certificates and degrees prepare graduates to look for jobs and not open our eyes to life-changing opportunities. You are not poor because you don’t have a job; you are poor because you are not seeing and seizing opportunities.

Being POOR is simply Passing Over Opportunities Repeatedly! What keeps people ahead in life is not their education or degrees, it is simply the opportunity that they seized. Jobs may be scarce but not opportunities.

As long as there is a problem to be solved, there will always be opportunities. It is a waste of our education, exposure, and experiences if after we graduate from school, all we think about is searching for a job. An enlightened and educated mind should be able to see and seize opportunities.


We must be willing to make mistakes and take breakthrough risks. Taking risks and learning from mistakes help us in knowing what works and what does not! When Thomas Edison was being questioned by a mischievous journalist on how he felt for having failed for 999 times before getting the idea of the light bulb, his response stunned the whole world when he confidently said, “I have not failed 999 times, I have only learned 999 ways of how not to make a light bulb”.

Many graduates and degree holders are becoming progressively poor because the skills required in the modern world to get rich are not taught in schools and institutions.

By 2025, we’ll lose over five million jobs to automation. This means that future jobs will look vastly different by the time many people graduate from the university.

Future jobs will involve KNOWLEDGE PRODUCTION/CREATION and innovation, and people that are only equipped with skills found in the classroom will definitely be a misfit in an ever-changing world. Skills like critical thinking, creativity, people’s skill, STEM skills (e.g Coding), complex problem-solving skills etc. are central to living a more comprehensive and productive life.

THEREFORE, in conclusion, My humble and candid advice to graduates and students in institutions is to think wide, deep and outside the box. Take volunteer jobs, and don’t be afraid to navigate fields that are different from your field of learning. Your future career will require you to pull information from many different fields to come up with creative solutions to future problems.
Start by reading as much as you can about anything and everything that interests you. Once you get to college, consider double majoring or minoring in completely different fields. Trust me, it’ll pay off in the long run.

Don’t limit yourself to the classroom. Do something practical. Take a leadership position. Start a business and fail; that’s a better entrepreneurship. Contest an election and lose. It will teach you something political science will not teach you. Attend a seminar. Read books outside the scope of your course.

Think less of becoming an excellent student, but think more of becoming an excellent person. Don’t make the classroom your world, but make the world your classroom. Step forward and try something extra.

Invest in something you believe! Real financial security and freedom is not in your job, but in your passion, gifts, talents, and your ability to see and seize opportunities
Thank you..



  1. Replies
    1. Worth reading and adopting by young graduates, undergraduates and students preparing for college.

      *Stella, why the scornful emoji?*

  2. Where is the lie? This is why I'll always value skill acquisition alongside the degree. Very vital!

  3. Unfortunately this is so true.

  4. Stella say some not all.
    The best thing is for one to pray for God's direction to know where your calling is on time, whether you are holding degree or degree is holding you.

    I have seen some degree holder that are living bigger than the non degree holder.
    Changes begins with one's mindset

  5. Nice one Stella. May God bless you greatly for this.

  6. The Original Shugar Girl19 September 2020 at 20:34

    True truer truest!

  7. If you graduate without having a skill in this part of the world, then you are in big trouble!!!
    Most corporate companies are jokes, their salaries are nothing to write home about...
    80- 120k salary in a month for this Lagos..
    How much is house rent in Lagos, transportation nko,wardrobe allowance nko(these companies expects you to look posh on their peasant salary), feeding nko, won't you send feeding upkeep to your parents & siblings?Ha, family emergencies must every creep up..
    Lol, after working 9-5 for 10 years & you kinda realize that there was zero savings there for you as you've spent all your youthful energy to help someone build their dreams.
    Then you look at your former humpty dumpty schoolmates that invested in business or that gained skills after school & you kinda realize that these makeup pro's/ event decors are making way more than you that is doing 9-5🤣😁.
    Contacted a friend for my cousin's wedding photo & video, this guy billed us 200k..
    I screamed fa, this is some people's 2months salary in Lagos & some of us that are white collar workers looks down on these artisans.
    This is a guy that wanted to kill himself when he graduated with 3rd class back then in school, now he is always booked all days of the week..
    The future is "entrepreneurship"..
    Chizzy J

    1. My cousin's salary is 30k, Can you imagine a degree holder earning 30k? She's thinking of going into selling of frozen foods.

    2. How can a graduate earn 30k? Is she a cleaner? Wtf! I didn't even earn so low in my first job.
      I can never imagine working for such paltry sum. This is what happens when you accept whatever comes your way.
      If you don't have a good first degree abeg get certifications to boost your chances at a better job offer. Infact good degree or not, certifications are key!

    3. My dear what if one isn't privileged as in financially. U won't understand cos maybe u came from a well to do home

  8. Hmm.. what a theory.. those that will support know how its doing them

  9. Well, education is still vital. How will u learn a skill if you dont know your ABCs?

    1. Blackberry are daft? Did the article say education was not important?

  10. Very insightful and inspiring Stella. I'm a graduate of economics. But when I saw my mentor, a master degree holder in mechanical engineering, fully embrace catfish production, I had to take notice. He makes returns of close to 3 million naira every three months. Not in Lagos or Abuja o. But in local lafia, Nasarawa State.
    Omo I have not even bothered collecting my certificate from school. I kukuma beg am for training. He trained me free of charge and to God's grace I am at a point that my economics certificate certainly could not have brought me.

  11. True, but the narrative is changing now.

  12. This is one of the best things I've read on this blog. I wish I could get the author.

  13. So what is the essence of going to school in the first place, when Jaden smith said it people were mad at him, but the truth is if you are not going to use the certificate finally then why go through he’ll to get it in the first place, it makes no sense. Universities should be upgraded to skill acquisition and polishing Centres so people will stop wasting their time and money going through university to acquire a worthless certificate .

    1. Getting an education is paramount!

    2. There will always be need for degrees. When you have made all the money from business or entrepreneurship, then you happen to fall sick, need a surgery etc. Guess what? you end up at the doctor's, who had to get a degree to practise.

  14. this really made my day having alots of thoughts now

  15. Entrepreneurship is truly the way forward. That's why I embraced skill acquisition.

    1. Pls castle what skill did you acquire? How helpful is it now to you?

  16. Education not certificate is critical to success. And yes, there are Nigerian graduates earning in millions right here in Nigeria who are not even working in oil, gas and energy or banking. Industry/sector are factors and each organization rewards what is critical to their business. Not everyone is built for enterpreneurship and the challebges that comes with it. Divine direction is impirtant in succeding in life. A major proplem here is working for Nigerian business owners who are very selfish and see employees as their personal property and slaves, entitled family members including parents and siblings who live off the meagre take home of the employee and lack of financial planning by the salary earnwr or wanting to live above one's means. As an employeeto advance in your career, you must constantly upgrade your skills without waiting for your employer to train you i.e take respinsibility for your personal development by yourself. I can go on and on but let me pause here.


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