ENEMY OF PROGRESS RELATIVE
I have been saving money for years to buy a car.
I told my cousin about my plans to save a reasonable amount to buy a direct Belgium car instead of starting with a Nigerian used car.
He saw reasons with me and encouraged me. This cousin had the ability to complete the money for me to get a car but didn't do it and No offence taken.
A few weeks back he told me he has an urgent need for money and wants me to lend him that money I intend to buy a car with. He promised to repay me in three months with interest.
A few weeks back he told me he has an urgent need for money and wants me to lend him that money I intend to buy a car with. He promised to repay me in three months with interest.
This guy has landed properties and two cars. I suggested he sell one of his land to raise money for the project he needs money for but he said he hates selling his property.
My sister is suggesting I ask him to sell one of his cars to me since I need a car and he needs money. I need your inputs pls.
Very wicked somebody!!!He does not want you to buy that car!....Why did you discuss this with him?Enemy of progress!
Please do not suggest to let him give you the car while you give him the money, he can easily retrieve his car of claim it was stolen...
Dont buy a car from him and dont lend him that money....Just tell him that you have no helper and you really have plans for the money...Tell him to understand and bone face oh...You dont owe this person anything!!!
AND STOP DISCUSSING YOUR PLANS WITH PEOPLE!!!
Totally agree with Stella's red pen today, everything she said and more ! Your cousin is very wicked
ReplyDeletePoster, tell him you put the money in a fixed deposit account and you can't access it until 1 Year after maturity.
DeleteDon't buy his car or take it as collateral.
But why you sef open mouth waaaaah dey discuss that kind level with anyone?
Man is believed capable of helping a needy family member
DeleteHe no help
He is bold to ask for a loan of the needy's whole savings
He should be told a lie for No
Ha!
Who do Black man (sorry, Nigerians) this kind of strong thing?
Any wonder in all countries where the Black man rules, the ruled people are generally told lies in big and small matters?
@TheOfficialYimu-nitte
Tell him you locked the money in an investment portfolio and you can't access the money till year end so not to be tempted to spend it. It's impossible to take it out until the maturity period.
ReplyDeleteTell him you locked the money in an investment portfolio and you can't access the money till year end so not to be tempted to spend it. It's impossible to take it out until the maturity period.
ReplyDeletePlease stay far away from this person. A very wickiid person he is
ReplyDeleteTell him you don't have the money, that you have already started making payment for the car.... simple....
ReplyDeletePlease don't do trade by barter ohhh avoid future problem.
never ask him to sale his car to you and you give him your money for any reason, if he wanted to sale his car that is what he would have done in the first place than asking you to borrow him the money. Did you tell that your cousin that the money is with you? if not you can tell that your cousin that the money is with corporative and you can only get it in a few months time as there is a lot of people on the line who need money. That because you plan to save up the money, that your turn will be in 5 months more before you can get the money.
ReplyDeleteTell that your cousin to get a loan from bank since your cooperative cannot help at the moment and he has an immediate need. Never lend him any money oh, you will never see that money. Stop telling people your plans till you have already achieve that.
Tell him you are buying pre-order and have already sent the money to the seller, they have ordered the car already , that your hands are tied, you can't collect it back
ReplyDeleteWicked and covetous relative. Stay faraway. 🙄🙄🙄
ReplyDeletePoster don't borrow him shishi and don't buy his car .
ReplyDeleteQED
DeleteEven if he is testing you, it is still a wicked way of testing you.
Tell him point black no
ReplyDeleteDon't buy his car please
Do not buy a car from him
ReplyDeleteDo not lend him the money
He can longer a loan from the bank.
You can say the money is fixed.
Truth is if you lend him this money, he won't pay you back in 3 months you will drag it and family feud will start.
When he eventually pays he will pay in tiny installments after dragging for years and the money won't be useful. I know you gisted him your plans hoping he will use church mind to assist you even if it is with a loan... he is not entitled to do that same way you are not entitled to loan him your money... na entitlement lead to all these. Go obtain a loan from the bank if the need is that pressing.
Don't discuss any progress with him again..learn
ReplyDeleteHe knows what he's doing na reverse psychology e Wan use for you knowing you expect him to add money
ReplyDeleteEven the African richest man needs your #100;that's why he sells sachet salt..
ReplyDeleteKeep your mouth shut about your plans moving forward,only results matters;then you just collect your "congratulations" if necessary from everyone.
Learn to control your excitement too;if it's not an investor or someone who would play a vital role in that dream of yours;there is really no need to share future plans with any other person.
Don't lend him shishi;don't buy any car from him,dont suggest he sells anyone to you either,he is an end time greedy user.
A lot of people you will share your dreams with are only after how that dream of yours would benefit them.
If he needs money,he should go to the bank and use his properties as a collateral.
@MARTINS
"...or someone who would play a vital role in that dream of yours;there is really no need to share future plans with any other person."
DeleteApparently, Poster expected some form of help from the loan seeker.
Poster next month makes it exactly 1yr I borrowed a trusted family member 1.2m. This family promised to pay back that same march but here we are. This family has landed properties and travels abroad anyhow but to pay me back na wahala. I swear I can never borrow anybody any money that I cannot easily forfeit in my life again. Better learn from my mistake
ReplyDeleteCan't you use soldier to collect your money, anyways I don't lend a anyone money I can't forfeit, but if I mistakenly lend you money, as far as two of us are breathing, you must pay my money, I don't care if family ties or friendship ties cut, I don't owe people and people must not owe me.
DeleteTell him the money is fixed and don’t buy any car from him
ReplyDeleteThis is why we should apply wisdom before discussing anything with anybody. Your thoughts are the exact things he stands for. LOCK YOUR EYEBALLS WITH HIS AND tell him that you cannot lend him any money now. If he drags it with you, tell him that he is extremely wicked. Be rough with him so that there won't be a repeat.
ReplyDeleteWhy did you even discuss that with him in the first place?
ReplyDeleteTell him you can’t access the money at the moment, cause it’s fixed.
I don’t know about others, but for me, I don’t discuss these kinda things with people. Even if I do, just with a sibling or two.
Tell him you have locked your money or you have lend someone else.
ReplyDeletePls how do I lock money so I don't misuse it?
ReplyDeleteThis is an honest question. Pls help.
I misused money last year. I don't want a repeat. Thank you.
Try Piggyv**t, fixed deposit in bank, treasury bills or mutual funds.
DeleteDo not borrow him any amount. Don't buy his car.
ReplyDeleteMany ppl love spending other ppl’s money, this is why you never tell ppl how much money you have. Banks are still in the business of granting loans, as he is a person with lots of fixed assets he should not have any problems getting a bank loan, he can even negotiate a better interest rate.
ReplyDeleteYou talking bout his properties and two cars, I bet you he has serious cash stored away too. Ppl like him have the funds, it’s just better to use your money while theirs continue to get interest undisturbed and he borrows yours completely interest free. Puhleeze!
Why did you tell him
ReplyDeleteWhy did you
Why did
It is clear from the chronicle
Poster wanted help
One way or the other
But as typical of our people, he did not ask for it
For example, a Nigerian needs burial or wedding ceremony financial support, but instead gives you an invite to the ceremony holding at a very far place he/she knows you are very unlikely to go to. What do you do? Gift him/her the whole or a part of the fare as support. Did he/she beg for money? No/Yes?
And maybe the man feels Poster has been silently putting him under pressure
What better way to turn the table than to ask for what is in Poster's hands?
Even if he really needs Poster's help now, Poster went first to him for help.
By the way, what is wrong with telling a cousin a plan
After all, People have asked or told their way to success
Are we really so bad a people?
Abi me just naive?
I thought of this oh. What if this causing us using reverse psychology on the poster. Some people get sense sha.
DeleteIf it is not, whatever you do, pls don’t buy his car or cajole him into selling it to you in exchange for the money.
This is a very wrong way of using reverse psychology and how does the poster know if its really reverse psychology, he runs the risk of losing all his savings. The cousin can simply say he is unable to help for now, why will you ask someone struggling to attain to goal to lend you the money?
DeleteIn everything you do now, do not buy from him and don't lend him that money. He is such a cunny man. He does not like selling his properties but he knows how to useless another person's money right? And that relative of yours is not to be trusted. Know how you associate with him
ReplyDeleteDon't lend him any money, tell him that you're not with the money and please let your 'NO' be a capital 'NO' when you're telling him, infact tell him No with attitude and annoyance so that he will get the message, you can give him any reason you like for not being able to lend him the money, it's not a must for him to believe your reason or not, the only message you're sending to him from your reason is that you can't lend him your money and he should not repeat that kind thing again.
ReplyDeleteIf you lend him that money, he will never return it to you or make the money useless by the time he will return it .
Henceforth, start giving him long space and be cutting yourself off him gradually, he's a very bad person.
Wicked cousin,we have their type in my family.. don't you ever buy or lend anything from/to him... You have seen the real him,Hence forth face front.
ReplyDeleteTell him that he came late. You have already borrowed the car to someone else
ReplyDeleteHello Poster,
ReplyDeleteForgive me, but I do not see wickedness here - I'm not judging by his intent. All I see is entitlement mixed with poor boundaries - judging from his behaviour and your expectation. Most adults operate from self-interest; your cousin values keeping his assets more than protecting your savings goal.
You told him about your savings. He encouraged you. He did not offer to assist. That is his right. Now he needs liquidity and has identified the one person he knows is holding cash. Was he trying to sabotage you? No. He was trying the opportunism, your revelation could afford him - by prioritising his own interest.
People are often reluctant to sell assets they perceive as “wealth”, even when they are cash-poor. Land and cars feel like status and security. Your savings feel like spare money to him because he sees it as 'sitting idle'. In his mind, you can “wait”. He cannot. That is the mindset.
My worry is: if you lend him that money, you lose control. Even decent relatives delay repayment when pressure eases. Three months become twelve or more. Interest becomes a family argument. You will resent him. He will resent your reminders. The relationship will suffer, and could extend beyond you both.
Do not buy his car. Mixing debt and family commerce is structurally messy. If anything goes wrong, you will have no clean line of enforcement.
You also do not need to lie. Simply say: I have committed this money to my car plan. I cannot recall it and lend you. No long explanations. It's of no use negotiating with his understanding - he didn't afford you that courtesy. Setting a boundary does not require any form of drama.
And please learn this quietly: share plans when they are executed, not when they are forming. Not because people are enemies, but because access sometimes creates these kinds of claims.
Protect your interest at all times, calmly, without insult and without fear.